{"generated":"2026-10-06","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w07","label":"Week of Feb 9, 2026","start":"2026-02-09","end":"2026-02-15","rates":{"m30":{"date":"2026-02-12","value":6.09,"wow_bp":-2,"yoy_bp":-78},"m15":{"date":"2026-02-12","value":5.44,"wow_bp":-6,"yoy_bp":-65},"t10":{"date":"2026-02-13","value":4.04,"wow_bp":-18},"t2":{"date":"2026-02-13","value":3.4,"wow_bp":-10},"curve":{"date":"2026-02-13","value":0.64,"wow_bp":-8},"sofr":{"date":"2026-02-13","value":3.66,"wow_bp":2}},"lending":{"date":"2026-02-11","usd_billions":3074.8,"yoy_pct":2.17,"four_week_pct":0.32},"permits":{"covered":false,"through":"2026-08-31","from":"2026-04-01"},"calendar":{"meetings":[],"hearings":[],"road_news":[],"feed_as_of":"2026-09-10"},"releases":{"out":[],"next":[]},"chart_m30":[["2025-08-21",6.58],["2025-08-28",6.56],["2025-09-04",6.5],["2025-09-11",6.35],["2025-09-18",6.26],["2025-09-25",6.3],["2025-10-02",6.34],["2025-10-09",6.3],["2025-10-16",6.27],["2025-10-23",6.19],["2025-10-30",6.17],["2025-11-06",6.22],["2025-11-13",6.24],["2025-11-20",6.26],["2025-11-26",6.23],["2025-12-04",6.19],["2025-12-11",6.22],["2025-12-18",6.21],["2025-12-24",6.18],["2025-12-31",6.15],["2026-01-08",6.16],["2026-01-15",6.06],["2026-01-22",6.09],["2026-01-29",6.1],["2026-02-05",6.11],["2026-02-12",6.09]],"chart_t10":[["2025-08-21",4.33],["2025-08-28",4.22],["2025-09-04",4.17],["2025-09-11",4.01],["2025-09-18",4.11],["2025-09-25",4.18],["2025-10-02",4.1],["2025-10-09",4.14],["2025-10-16",3.99],["2025-10-23",4.01],["2025-10-30",4.11],["2025-11-06",4.11],["2025-11-13",4.11],["2025-11-20",4.1],["2025-11-26",4.0],["2025-12-04",4.11],["2025-12-11",4.14],["2025-12-18",4.12],["2025-12-24",4.15],["2025-12-31",4.18],["2026-01-08",4.19],["2026-01-15",4.17],["2026-01-22",4.26],["2026-01-29",4.24],["2026-02-05",4.21],["2026-02-12",4.09]],"takeaways":["The 30-year fixed averaged 6.09% in Freddie Mac's survey this week, 2 bp below last week and 78 bp lower than a year ago.","The 10-year Treasury closed the week at 4.04%, down 18 bp on the week; the 10-year sat 0.64 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.07 trillion in the Feb 11 reading, up 2.2% from a year earlier."]}