{"generated":"2026-10-06","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w15","label":"Week of Apr 6, 2026","start":"2026-04-06","end":"2026-04-12","rates":{"m30":{"date":"2026-04-09","value":6.37,"wow_bp":-9,"yoy_bp":-25},"m15":{"date":"2026-04-09","value":5.74,"wow_bp":-3,"yoy_bp":-8},"t10":{"date":"2026-04-10","value":4.31,"wow_bp":-4},"t2":{"date":"2026-04-10","value":3.81,"wow_bp":-3},"curve":{"date":"2026-04-10","value":0.5,"wow_bp":-1},"sofr":{"date":"2026-04-10","value":3.61,"wow_bp":-5}},"lending":{"date":"2026-04-08","usd_billions":3087.7,"yoy_pct":2.7,"four_week_pct":0.39},"permits":{"covered":true,"through":"2026-08-31","count":39,"valuation":10492234.0,"sectors":[["residential",23],["retail",14],["other",2]]},"calendar":{"meetings":[],"hearings":[],"road_news":[],"feed_as_of":"2026-09-10"},"releases":{"out":[],"next":[]},"chart_m30":[["2025-10-16",6.27],["2025-10-23",6.19],["2025-10-30",6.17],["2025-11-06",6.22],["2025-11-13",6.24],["2025-11-20",6.26],["2025-11-26",6.23],["2025-12-04",6.19],["2025-12-11",6.22],["2025-12-18",6.21],["2025-12-24",6.18],["2025-12-31",6.15],["2026-01-08",6.16],["2026-01-15",6.06],["2026-01-22",6.09],["2026-01-29",6.1],["2026-02-05",6.11],["2026-02-12",6.09],["2026-02-19",6.01],["2026-02-26",5.98],["2026-03-05",6.0],["2026-03-12",6.11],["2026-03-19",6.22],["2026-03-26",6.38],["2026-04-02",6.46],["2026-04-09",6.37]],"chart_t10":[["2025-10-16",3.99],["2025-10-23",4.01],["2025-10-30",4.11],["2025-11-06",4.11],["2025-11-13",4.11],["2025-11-20",4.1],["2025-11-26",4.0],["2025-12-04",4.11],["2025-12-11",4.14],["2025-12-18",4.12],["2025-12-24",4.15],["2025-12-31",4.18],["2026-01-08",4.19],["2026-01-15",4.17],["2026-01-22",4.26],["2026-01-29",4.24],["2026-02-05",4.21],["2026-02-12",4.09],["2026-02-19",4.08],["2026-02-26",4.02],["2026-03-05",4.13],["2026-03-12",4.27],["2026-03-19",4.25],["2026-03-26",4.42],["2026-04-02",4.31],["2026-04-09",4.29]],"takeaways":["The 30-year fixed averaged 6.37% in Freddie Mac's survey this week, 9 bp below last week and 25 bp lower than a year ago.","The 10-year Treasury closed the week at 4.31%, down 4 bp on the week; the 10-year sat 0.50 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.09 trillion in the Apr 8 reading, up 2.7% from a year earlier.","Bentonville issued 39 permits carrying $10.5M in printed valuation; the largest was a commercial remodel at 212 N Main St ($1.4M)."]}