{"generated":"2026-10-06","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w16","label":"Week of Apr 13, 2026","start":"2026-04-13","end":"2026-04-19","rates":{"m30":{"date":"2026-04-16","value":6.3,"wow_bp":-7,"yoy_bp":-53},"m15":{"date":"2026-04-16","value":5.65,"wow_bp":-9,"yoy_bp":-38},"t10":{"date":"2026-04-17","value":4.26,"wow_bp":-5},"t2":{"date":"2026-04-17","value":3.71,"wow_bp":-10},"curve":{"date":"2026-04-17","value":0.55,"wow_bp":5},"sofr":{"date":"2026-04-17","value":3.65,"wow_bp":4}},"lending":{"date":"2026-04-15","usd_billions":3091.1,"yoy_pct":2.82,"four_week_pct":0.38},"permits":{"covered":true,"through":"2026-08-31","count":25,"valuation":29696413.0,"sectors":[["residential",19],["retail",4],["other",1],["multifamily",1]]},"calendar":{"meetings":[],"hearings":[],"road_news":[],"feed_as_of":"2026-09-10"},"releases":{"out":[],"next":[]},"chart_m30":[["2025-10-23",6.19],["2025-10-30",6.17],["2025-11-06",6.22],["2025-11-13",6.24],["2025-11-20",6.26],["2025-11-26",6.23],["2025-12-04",6.19],["2025-12-11",6.22],["2025-12-18",6.21],["2025-12-24",6.18],["2025-12-31",6.15],["2026-01-08",6.16],["2026-01-15",6.06],["2026-01-22",6.09],["2026-01-29",6.1],["2026-02-05",6.11],["2026-02-12",6.09],["2026-02-19",6.01],["2026-02-26",5.98],["2026-03-05",6.0],["2026-03-12",6.11],["2026-03-19",6.22],["2026-03-26",6.38],["2026-04-02",6.46],["2026-04-09",6.37],["2026-04-16",6.3]],"chart_t10":[["2025-10-23",4.01],["2025-10-30",4.11],["2025-11-06",4.11],["2025-11-13",4.11],["2025-11-20",4.1],["2025-11-26",4.0],["2025-12-04",4.11],["2025-12-11",4.14],["2025-12-18",4.12],["2025-12-24",4.15],["2025-12-31",4.18],["2026-01-08",4.19],["2026-01-15",4.17],["2026-01-22",4.26],["2026-01-29",4.24],["2026-02-05",4.21],["2026-02-12",4.09],["2026-02-19",4.08],["2026-02-26",4.02],["2026-03-05",4.13],["2026-03-12",4.27],["2026-03-19",4.25],["2026-03-26",4.42],["2026-04-02",4.31],["2026-04-09",4.29],["2026-04-16",4.32]],"takeaways":["The 30-year fixed averaged 6.30% in Freddie Mac's survey this week, 7 bp below last week and 53 bp lower than a year ago.","The 10-year Treasury closed the week at 4.26%, down 5 bp on the week; the 10-year sat 0.55 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.09 trillion in the Apr 15 reading, up 2.8% from a year earlier.","Bentonville issued 25 permits carrying $29.7M in printed valuation; the largest was a new home at 919 SE 4th St ($18.8M)."]}