{"generated":"2026-10-06","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w20","label":"Week of May 11, 2026","start":"2026-05-11","end":"2026-05-17","rates":{"m30":{"date":"2026-05-14","value":6.36,"wow_bp":-1,"yoy_bp":-45},"m15":{"date":"2026-05-14","value":5.71,"wow_bp":-1,"yoy_bp":-21},"t10":{"date":"2026-05-15","value":4.59,"wow_bp":21},"t2":{"date":"2026-05-15","value":4.09,"wow_bp":19},"curve":{"date":"2026-05-15","value":0.5,"wow_bp":2},"sofr":{"date":"2026-05-15","value":3.55,"wow_bp":-5}},"lending":{"date":"2026-05-13","usd_billions":3098.1,"yoy_pct":2.93,"four_week_pct":0.22},"permits":{"covered":true,"through":"2026-08-31","count":12,"valuation":6608748.0,"sectors":[["retail",5],["residential",5],["other",2]]},"calendar":{"meetings":[],"hearings":[],"road_news":[],"feed_as_of":"2026-09-10"},"releases":{"out":[],"next":[]},"chart_m30":[["2025-11-20",6.26],["2025-11-26",6.23],["2025-12-04",6.19],["2025-12-11",6.22],["2025-12-18",6.21],["2025-12-24",6.18],["2025-12-31",6.15],["2026-01-08",6.16],["2026-01-15",6.06],["2026-01-22",6.09],["2026-01-29",6.1],["2026-02-05",6.11],["2026-02-12",6.09],["2026-02-19",6.01],["2026-02-26",5.98],["2026-03-05",6.0],["2026-03-12",6.11],["2026-03-19",6.22],["2026-03-26",6.38],["2026-04-02",6.46],["2026-04-09",6.37],["2026-04-16",6.3],["2026-04-23",6.23],["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36]],"chart_t10":[["2025-11-20",4.1],["2025-11-26",4.0],["2025-12-04",4.11],["2025-12-11",4.14],["2025-12-18",4.12],["2025-12-24",4.15],["2025-12-31",4.18],["2026-01-08",4.19],["2026-01-15",4.17],["2026-01-22",4.26],["2026-01-29",4.24],["2026-02-05",4.21],["2026-02-12",4.09],["2026-02-19",4.08],["2026-02-26",4.02],["2026-03-05",4.13],["2026-03-12",4.27],["2026-03-19",4.25],["2026-03-26",4.42],["2026-04-02",4.31],["2026-04-09",4.29],["2026-04-16",4.32],["2026-04-23",4.34],["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47]],"takeaways":["The 30-year fixed averaged 6.36% in Freddie Mac's survey this week, 1 bp below last week and 45 bp lower than a year ago.","The 10-year Treasury closed the week at 4.59%, up 21 bp on the week; the 10-year sat 0.50 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.10 trillion in the May 13 reading, up 2.9% from a year earlier.","Bentonville issued 12 permits carrying $6.6M in printed valuation; the largest was a commercial remodel at 3101 SE 14th St ($3.7M)."]}