{"generated":"2026-10-06","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w21","label":"Week of May 18, 2026","start":"2026-05-18","end":"2026-05-24","rates":{"m30":{"date":"2026-05-21","value":6.51,"wow_bp":15,"yoy_bp":-35},"m15":{"date":"2026-05-21","value":5.85,"wow_bp":14,"yoy_bp":-16},"t10":{"date":"2026-05-22","value":4.56,"wow_bp":-3},"t2":{"date":"2026-05-22","value":4.13,"wow_bp":4},"curve":{"date":"2026-05-22","value":0.43,"wow_bp":-7},"sofr":{"date":"2026-05-22","value":3.55,"wow_bp":0}},"lending":{"date":"2026-05-20","usd_billions":3099.9,"yoy_pct":2.99,"four_week_pct":0.29},"permits":{"covered":true,"through":"2026-08-31","count":13,"valuation":821659.0,"sectors":[["residential",12],["retail",1]]},"calendar":{"meetings":[],"hearings":[],"road_news":[],"feed_as_of":"2026-09-10"},"releases":{"out":[],"next":[]},"chart_m30":[["2025-11-26",6.23],["2025-12-04",6.19],["2025-12-11",6.22],["2025-12-18",6.21],["2025-12-24",6.18],["2025-12-31",6.15],["2026-01-08",6.16],["2026-01-15",6.06],["2026-01-22",6.09],["2026-01-29",6.1],["2026-02-05",6.11],["2026-02-12",6.09],["2026-02-19",6.01],["2026-02-26",5.98],["2026-03-05",6.0],["2026-03-12",6.11],["2026-03-19",6.22],["2026-03-26",6.38],["2026-04-02",6.46],["2026-04-09",6.37],["2026-04-16",6.3],["2026-04-23",6.23],["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36],["2026-05-21",6.51]],"chart_t10":[["2025-11-26",4.0],["2025-12-04",4.11],["2025-12-11",4.14],["2025-12-18",4.12],["2025-12-24",4.15],["2025-12-31",4.18],["2026-01-08",4.19],["2026-01-15",4.17],["2026-01-22",4.26],["2026-01-29",4.24],["2026-02-05",4.21],["2026-02-12",4.09],["2026-02-19",4.08],["2026-02-26",4.02],["2026-03-05",4.13],["2026-03-12",4.27],["2026-03-19",4.25],["2026-03-26",4.42],["2026-04-02",4.31],["2026-04-09",4.29],["2026-04-16",4.32],["2026-04-23",4.34],["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47],["2026-05-21",4.57]],"takeaways":["The 30-year fixed averaged 6.51% in Freddie Mac's survey this week, 15 bp above last week and 35 bp lower than a year ago.","The 10-year Treasury closed the week at 4.56%, down 3 bp on the week; the 10-year sat 0.43 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.10 trillion in the May 20 reading, up 3.0% from a year earlier.","Bentonville issued 13 permits carrying $821,659 in printed valuation; the largest was a new home at 6607 SW Basswood Ave ($329,172)."]}