{"generated":"2026-10-06","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w28","label":"Week of Jul 6, 2026","start":"2026-07-06","end":"2026-07-12","rates":{"m30":{"date":"2026-07-09","value":6.49,"wow_bp":6,"yoy_bp":-23},"m15":{"date":"2026-07-09","value":5.82,"wow_bp":3,"yoy_bp":-4},"t10":{"date":"2026-07-10","value":4.56,"wow_bp":7},"t2":{"date":"2026-07-10","value":4.21,"wow_bp":7},"curve":{"date":"2026-07-10","value":0.35,"wow_bp":0},"sofr":{"date":"2026-07-10","value":3.55,"wow_bp":-9}},"lending":{"date":"2026-07-08","usd_billions":3108.6,"yoy_pct":2.97,"four_week_pct":0.04},"permits":{"covered":true,"through":"2026-08-31","count":20,"valuation":4852133.0,"sectors":[["residential",14],["retail",5],["other",1]]},"calendar":{"meetings":[],"hearings":[],"road_news":[],"feed_as_of":"2026-09-10"},"releases":{"out":[],"next":[{"date":"2026-07-14","time":"7:30 AM CT","agency":"BLS","release":"Inflation (CPI)","what":"Consumer prices; feeds the rate outlook","page":"/national/"},{"date":"2026-07-17","time":"7:30 AM CT","agency":"Census","release":"Building permits, national (preliminary)","what":"Homes permitted, June 2026","page":"/national/"}]},"chart_m30":[["2026-01-15",6.06],["2026-01-22",6.09],["2026-01-29",6.1],["2026-02-05",6.11],["2026-02-12",6.09],["2026-02-19",6.01],["2026-02-26",5.98],["2026-03-05",6.0],["2026-03-12",6.11],["2026-03-19",6.22],["2026-03-26",6.38],["2026-04-02",6.46],["2026-04-09",6.37],["2026-04-16",6.3],["2026-04-23",6.23],["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36],["2026-05-21",6.51],["2026-05-28",6.53],["2026-06-04",6.48],["2026-06-11",6.52],["2026-06-18",6.47],["2026-06-25",6.49],["2026-07-02",6.43],["2026-07-09",6.49]],"chart_t10":[["2026-01-15",4.17],["2026-01-22",4.26],["2026-01-29",4.24],["2026-02-05",4.21],["2026-02-12",4.09],["2026-02-19",4.08],["2026-02-26",4.02],["2026-03-05",4.13],["2026-03-12",4.27],["2026-03-19",4.25],["2026-03-26",4.42],["2026-04-02",4.31],["2026-04-09",4.29],["2026-04-16",4.32],["2026-04-23",4.34],["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47],["2026-05-21",4.57],["2026-05-28",4.45],["2026-06-04",4.47],["2026-06-11",4.45],["2026-06-18",4.46],["2026-06-25",4.4],["2026-07-02",4.49],["2026-07-09",4.54]],"takeaways":["The 30-year fixed averaged 6.49% in Freddie Mac's survey this week, 6 bp above last week and 23 bp lower than a year ago.","The 10-year Treasury closed the week at 4.56%, up 7 bp on the week; the 10-year sat 0.35 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.11 trillion in the Jul 8 reading, up 3.0% from a year earlier.","Bentonville issued 20 permits carrying $4.9M in printed valuation; the largest was a commercial remodel at 2700 SE S St 300 ($800,000)."]}