{"generated":"2026-10-06","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w29","label":"Week of Jul 13, 2026","start":"2026-07-13","end":"2026-07-19","rates":{"m30":{"date":"2026-07-16","value":6.55,"wow_bp":6,"yoy_bp":-20},"m15":{"date":"2026-07-16","value":5.93,"wow_bp":11,"yoy_bp":1},"t10":{"date":"2026-07-17","value":4.55,"wow_bp":-1},"t2":{"date":"2026-07-17","value":4.18,"wow_bp":-3},"curve":{"date":"2026-07-17","value":0.37,"wow_bp":2},"sofr":{"date":"2026-07-17","value":3.59,"wow_bp":4}},"lending":{"date":"2026-07-15","usd_billions":3112.9,"yoy_pct":3.07,"four_week_pct":0.16},"permits":{"covered":true,"through":"2026-08-31","count":26,"valuation":3497228.0,"sectors":[["residential",15],["retail",11]]},"calendar":{"meetings":[{"city":"Siloam Springs","body":"Planning Commission","date":"2026-07-14","items":3,"url":null}],"hearings":[{"title":"Siloam Springs \u2014 Batson 11,900 sq ft cheer facility Significant Development on Hwy 412","city":"Siloam Springs","date":"2026-07-14","slug":"2026-07-14__siloam-springs-batson-11-900-sq-ft-cheer-facility-significant-development-on-hwy-412"}],"road_news":[],"feed_as_of":"2026-09-10"},"releases":{"out":[{"date":"2026-07-14","time":"7:30 AM CT","agency":"BLS","release":"Inflation (CPI)","what":"Consumer prices; feeds the rate outlook","page":"/national/"},{"date":"2026-07-17","time":"7:30 AM CT","agency":"Census","release":"Building permits, national (preliminary)","what":"Homes permitted, June 2026","page":"/national/"}],"next":[{"date":"2026-07-21","time":"9:00 AM CT","agency":"BLS","release":"Arkansas jobs and unemployment","what":"Statewide jobs and jobless rate","page":"/arkansas/"},{"date":"2026-07-24","time":"7:00 AM CT","agency":"Census","release":"Building permits, revised with city detail","what":"Homes permitted, June 2026 \u2014 the city numbers on this site","page":"/permits/"}]},"chart_m30":[["2026-01-22",6.09],["2026-01-29",6.1],["2026-02-05",6.11],["2026-02-12",6.09],["2026-02-19",6.01],["2026-02-26",5.98],["2026-03-05",6.0],["2026-03-12",6.11],["2026-03-19",6.22],["2026-03-26",6.38],["2026-04-02",6.46],["2026-04-09",6.37],["2026-04-16",6.3],["2026-04-23",6.23],["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36],["2026-05-21",6.51],["2026-05-28",6.53],["2026-06-04",6.48],["2026-06-11",6.52],["2026-06-18",6.47],["2026-06-25",6.49],["2026-07-02",6.43],["2026-07-09",6.49],["2026-07-16",6.55]],"chart_t10":[["2026-01-22",4.26],["2026-01-29",4.24],["2026-02-05",4.21],["2026-02-12",4.09],["2026-02-19",4.08],["2026-02-26",4.02],["2026-03-05",4.13],["2026-03-12",4.27],["2026-03-19",4.25],["2026-03-26",4.42],["2026-04-02",4.31],["2026-04-09",4.29],["2026-04-16",4.32],["2026-04-23",4.34],["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47],["2026-05-21",4.57],["2026-05-28",4.45],["2026-06-04",4.47],["2026-06-11",4.45],["2026-06-18",4.46],["2026-06-25",4.4],["2026-07-02",4.49],["2026-07-09",4.54],["2026-07-16",4.57]],"takeaways":["The 30-year fixed averaged 6.55% in Freddie Mac's survey this week, 6 bp above last week and 20 bp lower than a year ago.","The 10-year Treasury closed the week at 4.55%, down 1 bp on the week; the 10-year sat 0.37 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.11 trillion in the Jul 15 reading, up 3.1% from a year earlier.","Bentonville issued 26 permits carrying $3.5M in printed valuation; the largest was a new home at 5905 SW Messenger Ave ($379,498).","Official data out this week: Inflation (Tue); Building permits, national (Fri).","1 land-use meeting on the public calendar (Siloam Springs) carried 3 agenda items."]}