{"generated":"2026-10-06","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w32","label":"Week of Aug 3, 2026","start":"2026-08-03","end":"2026-08-09","rates":{"m30":{"date":"2026-08-06","value":6.69,"wow_bp":3,"yoy_bp":6},"m15":{"date":"2026-08-06","value":6.01,"wow_bp":-3,"yoy_bp":26},"t10":{"date":"2026-08-07","value":4.65,"wow_bp":-10},"t2":{"date":"2026-08-07","value":4.19,"wow_bp":-9},"curve":{"date":"2026-08-07","value":0.46,"wow_bp":-1},"sofr":{"date":"2026-08-07","value":3.62,"wow_bp":-4}},"lending":{"date":"2026-08-05","usd_billions":3120.9,"yoy_pct":3.27,"four_week_pct":0.4},"permits":{"covered":true,"through":"2026-08-31","count":13,"valuation":1768712.0,"sectors":[["residential",11],["retail",2]]},"calendar":{"meetings":[{"city":"Pea Ridge","body":"Planning Commission","date":"2026-08-04","items":6,"url":"https://cityofpearidgear.gov/planning-commission-meeting-agendas-archive/"},{"city":"Springdale","body":"Planning Commission","date":"2026-08-04","items":7,"url":null}],"hearings":[{"title":"Springdale \u2014 Lincoln Drive Warehouse LSD (L26-13)","city":"Springdale","date":"2026-08-04","slug":"2026-08-04__springdale-lincoln-drive-warehouse-lsd-l26-13"},{"title":"Springdale \u2014 I-49 Industrial Park Phase VI (L26-12)","city":"Springdale","date":"2026-08-04","slug":"2026-08-04__springdale-i-49-industrial-park-phase-vi-l26-12"},{"title":"Pea Ridge \u2014 Village at City Park PZD (Easterling & Hickman)","city":"Pea Ridge","date":"2026-08-04","slug":"2026-08-04__pea-ridge-village-at-city-park-pzd-easterling-hickman"},{"title":"Pea Ridge \u2014 Bone Properties C-1 to C-2 at 153 Hallack Lane","city":"Pea Ridge","date":"2026-08-04","slug":"2026-08-04__pea-ridge-bone-properties-c1-to-c2-153-hallack"}],"road_news":[],"feed_as_of":"2026-09-10"},"releases":{"out":[{"date":"2026-08-07","time":"7:30 AM CT","agency":"BLS","release":"National jobs report","what":"U.S. payrolls and unemployment","page":"/national/"}],"next":[{"date":"2026-08-12","time":"7:30 AM CT","agency":"BLS","release":"Inflation (CPI)","what":"Consumer prices; feeds the rate outlook","page":"/national/"}]},"chart_m30":[["2026-02-12",6.09],["2026-02-19",6.01],["2026-02-26",5.98],["2026-03-05",6.0],["2026-03-12",6.11],["2026-03-19",6.22],["2026-03-26",6.38],["2026-04-02",6.46],["2026-04-09",6.37],["2026-04-16",6.3],["2026-04-23",6.23],["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36],["2026-05-21",6.51],["2026-05-28",6.53],["2026-06-04",6.48],["2026-06-11",6.52],["2026-06-18",6.47],["2026-06-25",6.49],["2026-07-02",6.43],["2026-07-09",6.49],["2026-07-16",6.55],["2026-07-23",6.58],["2026-07-30",6.66],["2026-08-06",6.69]],"chart_t10":[["2026-02-12",4.09],["2026-02-19",4.08],["2026-02-26",4.02],["2026-03-05",4.13],["2026-03-12",4.27],["2026-03-19",4.25],["2026-03-26",4.42],["2026-04-02",4.31],["2026-04-09",4.29],["2026-04-16",4.32],["2026-04-23",4.34],["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47],["2026-05-21",4.57],["2026-05-28",4.45],["2026-06-04",4.47],["2026-06-11",4.45],["2026-06-18",4.46],["2026-06-25",4.4],["2026-07-02",4.49],["2026-07-09",4.54],["2026-07-16",4.57],["2026-07-23",4.71],["2026-07-30",4.68],["2026-08-06",4.69]],"takeaways":["The 30-year fixed averaged 6.69% in Freddie Mac's survey this week, 3 bp above last week and 6 bp higher than a year ago.","The 10-year Treasury closed the week at 4.65%, down 10 bp on the week; the 10-year sat 0.46 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.12 trillion in the Aug 5 reading, up 3.3% from a year earlier.","Bentonville issued 13 permits carrying $1.8M in printed valuation; the largest was a home addition at 903 NW K St ($438,454).","Official data out this week: National jobs report (Fri).","2 land-use meetings on the public calendar (Pea Ridge, Springdale) carried 13 agenda items."]}