{"generated":"2026-10-06","title":"SBA 504 owner-user loans on NWA projects: by fiscal year, city, industry and lender (aggregates only)","source":"U.S. Small Business Administration, 504 loan FOIA data (FY2010-present)","terms":"Free to use with attribution to The 479 Report and the original source named in each payload. Provided as-is, no warranty; market commentary, not advice. No MLS or listing data is served here.","as_of":"2026-06-30","note":"Aggregates only; no borrower is named. SBA dollars = the CDC debenture the SBA guarantees; bank dollars = the third-party first-lien loan. The owner's equity (typically ~10%) isn't published.","by_fy":[{"fy":"2010","loans":6,"sba":2995000,"bank":4091128,"jobs":60},{"fy":"2011","loans":4,"sba":2155000,"bank":3103316,"jobs":88},{"fy":"2012","loans":1,"sba":null,"bank":null,"jobs":null,"suppressed":true},{"fy":"2013","loans":6,"sba":7135000,"bank":10946258,"jobs":157},{"fy":"2014","loans":3,"sba":920000,"bank":1105000,"jobs":31},{"fy":"2015","loans":3,"sba":3019000,"bank":3782651,"jobs":54},{"fy":"2016","loans":2,"sba":null,"bank":null,"jobs":null,"suppressed":true},{"fy":"2017","loans":3,"sba":6200000,"bank":7690106,"jobs":132},{"fy":"2018","loans":2,"sba":null,"bank":null,"jobs":null,"suppressed":true},{"fy":"2019","loans":4,"sba":3425000,"bank":5001730,"jobs":60},{"fy":"2020","loans":10,"sba":6149000,"bank":7128361,"jobs":104},{"fy":"2021","loans":11,"sba":5430000,"bank":7119048,"jobs":75},{"fy":"2022","loans":8,"sba":9999000,"bank":11200428,"jobs":249},{"fy":"2023","loans":6,"sba":10204000,"bank":14487332,"jobs":27},{"fy":"2024","loans":6,"sba":10812000,"bank":10509881,"jobs":77},{"fy":"2025","loans":13,"sba":10092000,"bank":13000477,"jobs":175},{"fy":"2026","loans":9,"sba":7218000,"bank":9167826,"jobs":72}],"recent_fys":["2022","2026"],"by_city_recent":[{"name":"Rogers","loans":7,"sba":16663000,"bank":17381357},{"name":"Fayetteville","loans":13,"sba":10683000,"bank":14067129},{"name":"Springdale","loans":7,"sba":8194000,"bank":11156744},{"name":"Bentonville","loans":5,"sba":3297000,"bank":3894500},{"name":"Other (groups of fewer than 3 loans)","loans":10,"sba":9488000,"bank":11866213}],"by_sector_recent":[{"name":"Health care","loans":9,"sba":11865000,"bank":15756424},{"name":"Professional services","loans":6,"sba":8228000,"bank":8900385},{"name":"Hotels & restaurants","loans":7,"sba":5570000,"bank":7975516},{"name":"Other services","loans":6,"sba":5062000,"bank":6434455},{"name":"Manufacturing","loans":4,"sba":4406000,"bank":5398634},{"name":"Arts & recreation","loans":3,"sba":2676000,"bank":3256343},{"name":"Other (groups of fewer than 3 loans)","loans":7,"sba":10518000,"bank":10644186}],"by_lender_recent":[{"name":"Arvest Bank","loans":10,"sba":14013000,"bank":16940607},{"name":"First Security Bank","loans":15,"sba":10455000,"bank":12759904},{"name":"Legacy National Bank","loans":6,"sba":6443000,"bank":7751507},{"name":"Other (groups of fewer than 3 loans)","loans":11,"sba":17414000,"bank":20913925}]}