{"generated":"2026-10-06","title":"Fed funds (effective)","source":"FRED FEDFUNDS (effective rate, monthly avg)","terms":"Free to use with attribution to The 479 Report and the original source named in each payload. Provided as-is, no warranty; market commentary, not advice. No MLS or listing data is served here.","id":"FEDFUNDS","unit":"percent","as_of":"2026-09","latest":3.75,"stale":false,"observations":[["1983-06",8.98],["1983-07",9.37],["1983-08",9.56],["1983-09",9.45],["1983-10",9.48],["1983-11",9.34],["1983-12",9.47],["1984-01",9.56],["1984-02",9.59],["1984-03",9.91],["1984-04",10.29],["1984-05",10.32],["1984-06",11.06],["1984-07",11.23],["1984-08",11.64],["1984-09",11.3],["1984-10",9.99],["1984-11",9.43],["1984-12",8.38],["1985-01",8.35],["1985-02",8.5],["1985-03",8.58],["1985-04",8.27],["1985-05",7.97],["1985-06",7.53],["1985-07",7.88],["1985-08",7.9],["1985-09",7.92],["1985-10",7.99],["1985-11",8.05],["1985-12",8.27],["1986-01",8.14],["1986-02",7.86],["1986-03",7.48],["1986-04",6.99],["1986-05",6.85],["1986-06",6.92],["1986-07",6.56],["1986-08",6.17],["1986-09",5.89],["1986-10",5.85],["1986-11",6.04],["1986-12",6.91],["1987-01",6.43],["1987-02",6.1],["1987-03",6.13],["1987-04",6.37],["1987-05",6.85],["1987-06",6.73],["1987-07",6.58],["1987-08",6.73],["1987-09",7.22],["1987-10",7.29],["1987-11",6.69],["1987-12",6.77],["1988-01",6.83],["1988-02",6.58],["1988-03",6.58],["1988-04",6.87],["1988-05",7.09],["1988-06",7.51],["1988-07",7.75],["1988-08",8.01],["1988-09",8.19],["1988-10",8.3],["1988-11",8.35],["1988-12",8.76],["1989-01",9.12],["1989-02",9.36],["1989-03",9.85],["1989-04",9.84],["1989-05",9.81],["1989-06",9.53],["1989-07",9.24],["1989-08",8.99],["1989-09",9.02],["1989-10",8.84],["1989-11",8.55],["1989-12",8.45],["1990-01",8.23],["1990-02",8.24],["1990-03",8.28],["1990-04",8.26],["1990-05",8.18],["1990-06",8.29],["1990-07",8.15],["1990-08",8.13],["1990-09",8.2],["1990-10",8.11],["1990-11",7.81],["1990-12",7.31],["1991-01",6.91],["1991-02",6.25],["1991-03",6.12],["1991-04",5.91],["1991-05",5.78],["1991-06",5.9],["1991-07",5.82],["1991-08",5.66],["1991-09",5.45],["1991-10",5.21],["1991-11",4.81],["1991-12",4.43],["1992-01",4.03],["1992-02",4.06],["1992-03",3.98],["1992-04",3.73],["1992-05",3.82],["1992-06",3.76],["1992-07",3.25],["1992-08",3.3],["1992-09",3.22],["1992-10",3.1],["1992-11",3.09],["1992-12",2.92],["1993-01",3.02],["1993-02",3.03],["1993-03",3.07],["1993-04",2.96],["1993-05",3.0],["1993-06",3.04],["1993-07",3.06],["1993-08",3.03],["1993-09",3.09],["1993-10",2.99],["1993-11",3.02],["1993-12",2.96],["1994-01",3.05],["1994-02",3.25],["1994-03",3.34],["1994-04",3.56],["1994-05",4.01],["1994-06",4.25],["1994-07",4.26],["1994-08",4.47],["1994-09",4.73],["1994-10",4.76],["1994-11",5.29],["1994-12",5.45],["1995-01",5.53],["1995-02",5.92],["1995-03",5.98],["1995-04",6.05],["1995-05",6.01],["1995-06",6.0],["1995-07",5.85],["1995-08",5.74],["1995-09",5.8],["1995-10",5.76],["1995-11",5.8],["1995-12",5.6],["1996-01",5.56],["1996-02",5.22],["1996-03",5.31],["1996-04",5.22],["1996-05",5.24],["1996-06",5.27],["1996-07",5.4],["1996-08",5.22],["1996-09",5.3],["1996-10",5.24],["1996-11",5.31],["1996-12",5.29],["1997-01",5.25],["1997-02",5.19],["1997-03",5.39],["1997-04",5.51],["1997-05",5.5],["1997-06",5.56],["1997-07",5.52],["1997-08",5.54],["1997-09",5.54],["1997-10",5.5],["1997-11",5.52],["1997-12",5.5],["1998-01",5.56],["1998-02",5.51],["1998-03",5.49],["1998-04",5.45],["1998-05",5.49],["1998-06",5.56],["1998-07",5.54],["1998-08",5.55],["1998-09",5.51],["1998-10",5.07],["1998-11",4.83],["1998-12",4.68],["1999-01",4.63],["1999-02",4.76],["1999-03",4.81],["1999-04",4.74],["1999-05",4.74],["1999-06",4.76],["1999-07",4.99],["1999-08",5.07],["1999-09",5.22],["1999-10",5.2],["1999-11",5.42],["1999-12",5.3],["2000-01",5.45],["2000-02",5.73],["2000-03",5.85],["2000-04",6.02],["2000-05",6.27],["2000-06",6.53],["2000-07",6.54],["2000-08",6.5],["2000-09",6.52],["2000-10",6.51],["2000-11",6.51],["2000-12",6.4],["2001-01",5.98],["2001-02",5.49],["2001-03",5.31],["2001-04",4.8],["2001-05",4.21],["2001-06",3.97],["2001-07",3.77],["2001-08",3.65],["2001-09",3.07],["2001-10",2.49],["2001-11",2.09],["2001-12",1.82],["2002-01",1.73],["2002-02",1.74],["2002-03",1.73],["2002-04",1.75],["2002-05",1.75],["2002-06",1.75],["2002-07",1.73],["2002-08",1.74],["2002-09",1.75],["2002-10",1.75],["2002-11",1.34],["2002-12",1.24],["2003-01",1.24],["2003-02",1.26],["2003-03",1.25],["2003-04",1.26],["2003-05",1.26],["2003-06",1.22],["2003-07",1.01],["2003-08",1.03],["2003-09",1.01],["2003-10",1.01],["2003-11",1.0],["2003-12",0.98],["2004-01",1.0],["2004-02",1.01],["2004-03",1.0],["2004-04",1.0],["2004-05",1.0],["2004-06",1.03],["2004-07",1.26],["2004-08",1.43],["2004-09",1.61],["2004-10",1.76],["2004-11",1.93],["2004-12",2.16],["2005-01",2.28],["2005-02",2.5],["2005-03",2.63],["2005-04",2.79],["2005-05",3.0],["2005-06",3.04],["2005-07",3.26],["2005-08",3.5],["2005-09",3.62],["2005-10",3.78],["2005-11",4.0],["2005-12",4.16],["2006-01",4.29],["2006-02",4.49],["2006-03",4.59],["2006-04",4.79],["2006-05",4.94],["2006-06",4.99],["2006-07",5.24],["2006-08",5.25],["2006-09",5.25],["2006-10",5.25],["2006-11",5.25],["2006-12",5.24],["2007-01",5.25],["2007-02",5.26],["2007-03",5.26],["2007-04",5.25],["2007-05",5.25],["2007-06",5.25],["2007-07",5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