Reports · Weekly · Jan 12 – Jan 18, 2026
Northwest Arkansas, week of Jan 12, 2026
What happened
generated from the data
- The 30-year fixed averaged 6.06% in Freddie Mac's survey this week, 10 bp below last week and 98 bp lower than a year ago.
- The 10-year Treasury closed the week at 4.24%, up 6 bp on the week; the 10-year sat 0.65 points above the 2-year.
- Commercial real estate loans on U.S. bank books stood at $3.06 trillion in the Jan 14 reading, up 2.1% from a year earlier.
[NEEDS DATA: Bentonville permit records in this project start 2026-04-01; earlier weeks show rates and the calendar only]
Every sentence above is a fixed template filled with computed values; no figure is typed by hand. Market commentary, not advice.
Rates this week
| Rate | Level | Week | Year | As of |
|---|---|---|---|---|
| 30-year fixed mortgageFreddie Mac PMMS | 6.06% | -10 bp | -98 bp | Jan 15 |
| 15-year fixed mortgageFreddie Mac PMMS | 5.38% | -8 bp | -89 bp | Jan 15 |
| 10-year TreasuryU.S. Treasury | 4.24% | +6 bp | Jan 16 | |
| 2-year TreasuryU.S. Treasury | 3.59% | +5 bp | Jan 16 | |
| 10-year minus 2-yearU.S. Treasury | +0.65 pts | +1 bp | Jan 16 | |
| SOFRNY Fed | 3.65% | +1 bp | Jan 16 |
Mortgage rates are Freddie Mac's Thursday survey; Treasury and curve are the week's last daily close, compared with the prior week's last close. bp = basis points (0.01%).
[NEEDS DATA: Bentonville permit records in this project start 2026-04-01]
City of Bentonville permits-issued reports (public record). Valuation is as printed by the city. Other cities' permit records aren't in yet; Census counts by city are in the monthly reports.
No land-use meetings in the agenda feed for this week.
No dated ARDOT releases for NWA this week.
← Week of Jan 5, 2026 · Week of Jan 19, 2026 →
Longer views: monthly, quarterly, annual, five- and ten-year reports · this week as JSON
Get it in your inbox. The Tuesday issue reads the week so you don't have to.