10Y5.31%+3bp2026-10-052Y4.84%+1bp2026-10-0530Y MTG7.28%+25bp2026-10-01SOFR3.89%+1bp2026-10-05FED FUNDS3.75%+12bp2026-09CPI3.7% y/y2026-08US UNEMP4.20%+10bp2026-09NWA UNEMP3.10%-10bp2026-08NWA JOBS317,895-7952026-08FRED · Freddie Mac · BLS · data 2026-10-06

Reports · Monthly · Jun 2026

Northwest Arkansas, Jun 2026

Local sales-tax receipts across 30 NWA cities (excluding 1 with a likely new or changed local tax) rose 0.8% versus the same period a year earlier. Receipts totaled $28.0M across all 31 reporting cities.

Local sales tax, all reporting cities
$28.0M
▲ 0.8% y/y
→ flat, 4 periods
AR DFA · change on 30 comparable cities · 2026-06
Homes permitted (units)
566
▼ 39.6% y/y
↘ falling, 4 periods
Census BPS · 28 places · 2026-06
NWA employed residents
318,985
▲ 4.2% y/y
↗ rising, 4 periods
BLS LAUS via FRED, metro · 2026-06
30-year mortgage, average
6.49%
▼ 33 bp y/y
↗ rising, 4 periods
Freddie Mac PMMS via FRED · 2026-06
Unemployment, NWA vs U.S.3.20% vs 4.20%BLS via FRED, window average
10-year Treasury, average4.47%U.S. Treasury via FRED
CRE loans at U.S. banks$3.11T +3.1% y/yFed H.8 via FRED, 2026-06-24
House prices, NWA metro+3.7%FHFA HPI, 2026-Q2

What happened


generated from the data
  • Local sales-tax receipts across 30 NWA cities (excluding 1 with a likely new or changed local tax) rose 0.8% versus the same period a year earlier. Receipts totaled $28.0M across all 31 reporting cities.
  • Among the Core cities, Bella Vista led at +13.9% and Bentonville trailed at -6.1%.
  • The fastest register growth was outside the Core: Little Flock at +29.1%.
  • 1 city shows a move large enough to reflect a new or changed local tax rather than spending (Sulphur Springs); they are marked in the table and left out of the rankings above.
  • Builders pulled permits for 566 residential units region-wide, down 39.6% year over year.
  • The 30-year mortgage rate averaged 6.49% in the period, 33 basis points lower than a year earlier.
  • Employed residents in the NWA metro averaged 318,985 in the period, up 4.2% from a year earlier.
  • Momentum at period end (12-month sales-tax growth vs a year earlier): speeding up in Siloam Springs; slowing in Springdale.
  • The metro counted 308,300 jobs in June 2026, up 8,300 from June 2025; leisure & hospitality added the most (+3,000), financial activities shed the most (-300) (BLS, preliminary for recent months).

Every sentence above is a fixed template filled with computed values; no figure is typed by hand. Trend arrows compare this period with the three before it of the same length: they describe, they don't forecast. Market commentary, not advice.

Local sales tax by month
31 cities reporting in both years
Arkansas DFA Local Net Tax Distribution Reports, distribution month. Same cities in both lines.
Data through 2026-06 · Free to reuse with the credit line.

Demand: the registers


local sales tax · vs same period a year earlier
Sales-tax change by city, vs same period a year earlier
Cities with a likely new or changed local tax are left out of this chart
Arkansas DFA Local Net Tax Distribution Reports; change computed from published monthly distributions.
Free to reuse with the credit line.

Supply: homes permitted


PlaceUnitsChange
Johnson80small base
Bentonville74+5.7%
Rogers66+6.5%
Springdale58+52.6%
Bella Vista54-37.9%
Fayetteville54-80.1%
Centerton44-26.7%
Pea Ridge28-48.1%
Prairie Grove25-10.7%
Gentry18+38.5%
Farmington16small base
Lowell15-34.8%
Cave Springs10small base
Decatur5small base
Siloam Springs4-82.6%
Tontitown4small base
Gravette2small base
Highfill2small base
Little Flock2small base
West Fork2small base
Avoca1small base
Garfield1small base
Lincoln1small base

Census Building Permits Survey, residential units authorized (all building sizes). Places with zero units in the period are omitted; changes off fewer than 10 units show as "small base".

Bentonville permits


map

111 permits issued · $27.3M declared valuation

By our sector tag: residential 68, retail 35, multifamily 4, civic 2, other 2

Largest permitsValuationIssued
4300 SW Rainbow Farm Rd 8commercial tenant finish$4.6M2026-06-18
3503 SW Caddo Cirnew home$1.5M2026-06-26
3711 SW Quapaw Blvdnew home$1.5M2026-06-26
3718 SW Quapaw Blvdnew home$1.5M2026-06-26
3718 SW Deerfield Blvdnew home$1.5M2026-06-26
505 NE Lake Pointe Plnew home$1.1M2026-06-24
3704 SW Regional Airport Blvdnew commercial building$787,3172026-06-19
6805 SW Heartbeat Stnew home$655,1972026-06-03
317 Crestview Drnew home$637,6532026-06-11
3801 SW Centric Avenew home$598,0872026-06-04

City of Bentonville permits-issued reports (public record). Valuation as printed by the city. Rogers, Springdale and Fayetteville join as their records load.

Economy


MeasureLevelChange
Employed residents, NWA metro318,985+4.2%
Unemployment rate, NWA metro3.20%window avg
Unemployment rate, U.S.4.20%window avg
FHFA house price index, NWA2026-Q2+3.7%

BLS Local Area Unemployment Statistics and FHFA All-Transactions HPI via FRED. Metro = Fayetteville-Springdale-Rogers, AR-MO (includes Madison Co. AR and McDonald Co. MO).

Capital markets


Rate or balanceLevelChange
30-year mortgage, average6.49%-33 bp y/y
10-year Treasury, average4.47%
2-year Treasury, average4.11%
CRE loans at U.S. banks$3.11T+3.1% y/y
CRE loan delinquency, U.S. banks1.53%2026-Q2

Freddie Mac PMMS, U.S. Treasury and Federal Reserve (H.8; charge-off and delinquency rates) via FRED. National series: the cost and availability of the money that buys NWA property.

Jobs by industry, Jun 2026 vs Jun 2025
NWA metro, change in jobs · total 308,300 (+2.8%)
BLS Current Employment Statistics, Fayetteville-Springdale-Rogers MSA, not seasonally adjusted; same month compared with same month. Recent months are preliminary.
Free to reuse with the credit line.

New businesses


applications to start a business
MeasureThis periodChange
Arkansas, all applications (1 mo.)3,866+13.4%
Arkansas, likely employers1,102+6.4%

Census Business Formation Statistics: IRS employer-ID applications. Arkansas monthly, seasonally adjusted, compared with the same months a year earlier; county counts are published yearly. Applications are intent, not openings. More on new businesses

Growth patterns


core cities · 12-month sales tax at period end
CityGrowth nowA year earlierMomentumShare of core 6A year earlier
Bella Vista+9.7%+11.6%→ steady3.9%3.6%
Siloam Springs+6.7%+2.1%↗ speeding up5.2%5.0%
Fayetteville+3.0%+4.1%→ steady26.4%26.0%
Rogers+2.1%+2.7%→ steady24.7%24.6%
Springdale-0.9%+6.2%↘ slowing19.8%20.3%
Bentonville-1.5%0.0%→ steady19.9%20.6%

Growth = the 12 months of local sales-tax distributions to 2026-06 vs the 12 before (Arkansas DFA); momentum compares that rate with the same reading a year earlier (±2 points). Share = each city's part of the core-6 total. More ways to read growth in the Growth Lab.

City by city


31 cities · Core first
CitySales taxChange24 monthsHomes permittedPer 1,000 residentsGrowth score
Fayetteville$5.9M+1.5%540.656
Rogers$5.8M+2.7%660.943
Springdale$4.6M+0.9%580.732
Bentonville$4.3M-6.1%741.457
Siloam Springs$1.2M-0.8%40.249
Bella Vista$935,651+13.9%541.860
Lowell$824,137+11.6%151.556
Centerton$592,3250.0%442.559
Tontitown$515,316-26.5%40.967
Eureka Springs$425,795+6.6%———
Pea Ridge$375,071+4.5%284.277
Farmington$355,547+6.5%162.160
Prairie Grove$341,490+20.7%253.566
Cave Springs$252,173+21.8%101.771
Johnson$249,035+24.5%8022.269
Highfill$230,835+7.4%21.340
Gravette$188,795+27.7%20.640
Gentry$175,409-14.3%184.754
Elkins$175,279-26.8%0—48
Greenland$119,664+10.1%0—32
Lincoln$118,214-3.9%10.437
West Fork$109,663+0.4%20.912
Decatur$60,456+21.5%52.850
Goshen$55,074+26.1%0—38
Little Flock$33,053+29.1%20.737
Garfield$32,569-11.1%11.745
Elm Springs$18,695-22.7%0—61
Winslow$16,964+25.4%——14
Avoca$15,471-18.4%12.147
Sulphur Springstax change?$12,253+47.5%0—20
Springtown$511+4.5%——54

Sales tax: AR DFA local distributions in the window; sparkline = the 24 months ending 2026-06. Homes: Census BPS. Per 1,000 residents uses the 2020 census. Growth score is today's 479 Growth Pressure Score, not the score as of this period.

Method and definitions


Local sales tax
What the state distributes back to each city from its local sales and use tax, by distribution month (about two months after the sale). Changes compare the same cities in both periods.
Tax change?
A city whose receipts moved 40% or more in one period, or 15% a year over several, usually adopted or changed a local tax. It's shown, and left out of rankings and region totals.
Homes permitted
Residential units authorized by building permits, all building sizes (Census Building Permits Survey, place level).
4-period trend
Direction of this period and the three before it of the same length (least-squares slope with a small tolerance). Describes what happened; not a forecast.
Metro
Fayetteville-Springdale-Rogers, AR-MO metropolitan area (CBSA 22220).

Cite this report


The 479 Report, "Northwest Arkansas Monthly Report: Jun 2026," https://the479report.com/reports/monthly/2026-06/ (data through 2026-06; generated 2026-10-06).

Free to reuse with that credit. This report as JSON.

Who publishes this. The 479 Report is written by Andrew Elsass, a licensed Arkansas real estate broker (Elsass & Co Real Estate Team, Lindsey & Associates). The numbers come from public agencies; commentary is market commentary, not investment, legal or tax advice.

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